^easiest way is to boot a separate version of life (an elevated one) on a partion of your soul drive and use a root user with an elevated command prompt to reset the passwords on the setdatavalue files of your life in the real life partion, then you can change the amount of money you have by simply copying and replacing an edited version of moneh-icanhazz.setdatavalue.dll in the C:\RealLife\LIFES\mylife32\my$hit\Dou%h_\Value_VARS directory. From there its smooth sailing....
Oh here is the .dll to replace it with:
http://www.mediafire.com/download/f3EO2g6GS4ss